We are living in a world with an exponential rate of change in how it operates and functions, with a small few driving the curve or keeping ahead of it, and most trying to keep up. From using physical fiat currency in brick-and-mortar stores and receiving in-person services, we have rapidly transitioned our way through on-line payments for digital goods/services and have arrived in a world where cryptocurrencies, avatars in simulated environments and non-fungible tokens are becoming the most valued assets.
Source Deloitte